This is me about to buy stuff at the Apple Park Visitor Center

How I Finally Got Control of My Money

“I have to thank you for something,” my therapist said to me as we were about to sign off at the end of a session.

Surprised, I asked, “Oh, what for?”

“For YNAB!” she said, “It’s amazing.”

Apparently, because I had kept excitedly talking about it during our sessions, and telling her about how it was transforming my life, she had gone ahead and…